5-Star Rating on Zillow
Your Journey Starts Here!
Smart mortgage solutions tailored to your unique financial goals. Whether you’re buying your first home or refinancing for better terms.
Low Rates
Guaranteed
Wholesale
Pricing Access
10-Day
Average Closing
Direct Access to Wholesale Pricing
At United Financial, we are dedicated to helping you achieve your homeownership goals. Our easy-to-use tools and expert team will guide you through the process, ensuring a smooth and transparent experience.
Our Expertise
Experience the United Difference
United Financial is committed to delivering 100% satisfaction to our clients. Our mission is to redefine the mortgage experience by providing personalized solutions and unmatched support.
Home Purchase Assistance
Our comprehensive loan programs cater to diverse financial needs, offering competitive rates and flexible terms. Whether you are purchasing your dream home or a vacation property, we have the perfect solution.
- Get a Pre-Approval Letter Fast
- Direct Access to Wholesale Pricing
- Personalized Home Buying Support
- Expert Guidance Every Step
Refinance Options
We help analyze your refinance options as well as compare mortgage loans that fit your needs. From lower monthly payments to debt consolidation, our team is dedicated to your financial goals.
Low Rate Guarantee
When you finalize your loan with United Financial, you gain lifetime rate protection. If rates decrease in the future, we’ll refinance your loan without any origination fees.
MEET
Our Founders
We provide competitive rates on Cash Out Refinances, Second Mortgages, and Home Equity Loans.
Get your FREE Pre-Approval Letter with our TOP Lenders. Easily calculate what you qualify for
We help to analyze your Refinance Options as well as compare mortgage loans that fit your needs
Join Our Story
Personalized Support for Every Milestone
Experience personalized support throughout the home buying process. Our team is committed to understanding your unique needs and providing tailored solutions to make your homeownership journey seamless.
100%
Client Satisfaction
TOP
National Lenders
Client Success
Trusted by Homeowners
Above and Beyond
Review for Sean Wiseman
“We had the pleasure of working with Sean. He is easy to talk to and knowledgeable when it comes to working out all the loan details. He noticed right away that our percentage was incorrect, he told us not to worry and he is on it. He got back to us the same day with the right numbers. I can’t speak for all loan officers but this guy right here is nothing short of amazing and extremely professional.”
Verified Customer
Zillow Review
Like a walk on the beach!
Review for Sean Wiseman
“While shopping for a refinance and talking with multiple lenders, I returned Sean’s call and am so glad I did! I had a big ask. I wanted a fixed low rate, I wanted to keep my monthly payment within a specific range, I wanted a 30 year term, I wanted cash out and low closing fees. Sean made all that happen! He even got the appraisal waived. 10 business days later, my loan was closed and the funds in my account. Sean made it that easy!”
Verified Customer
Zillow Review
Amazing Experience
Review for Sean Wiseman
“Going through a new purchase of a home can be quite stressful. I am a bit of a micro manager when it comes to financial situations and Sean held my hand through each step. He made the experience quite enjoyable. I was able to focus on the pleasurable parts of the experience. Thank you Sean”
Verified Customer
Zillow Review
Connect with Us
Take the first step towards your dream home today. Our team is ready to provide personalized support throughout your journey.
Customer Service
949-528-2217
Email Us
info@utdfinancial.com
Visit Us
220 Commerce, Suite 250, Irvine, CA 92602
