HOW THE PROCESS WORKS
Lifetime Promise
- When you successfully close your loan with United Financial, you receive lifetime protection on your loan rate.
- We know that market rates can change at any time, so we are committed to making sure you always have access to the best financing options as a valued United Financial client.
- If interest rates drop in the future, we will refinance your loan with no origination fees at all.
SIMPLE LOAN PROCEDURE
What refinance options qualify for our Lifetime Low-Rate Guarantee?
Cash-Out Refinance
Lower Interest Rate Refinance
Loan Term Adjustment Refinance
Mortgage Insurance Removal Refinance
Qualified Terms and Requirements
A lender credit matching the United Financial origination fee will be applied at closing.
Notify Us
You must let United Financial know that you want to use the Lifetime Low-Rate Promise.
Submit Your Details
You are required to provide all information requested by United Financial or its investors so they can evaluate your credit eligibility.
Meet Loan Qualifications
You must qualify for the new loan and meet FNMA, FHLMC, FHA, or VA guidelines both when you request the Lifetime Low-Rate Promise and at closing.
Finish the Application Process
To take advantage of the Lifetime Low-Rate Promise, you must sign a new loan application and complete a fresh set of loan documents.
Join Our Story
Personalized Support for Every Milestone
Experience personalized support throughout the home buying process. Our team is committed to understanding your unique needs and providing tailored solutions to make your homeownership journey seamless.
100%
Client Satisfaction
TOP
National Lenders
