Premium Refinance Solutions
Get the cash you need with the rate you want
Refinancing your home loan can help you reach various financial goals. We provide a range of mortgage refinancing options tailored to your specific needs.
Refinance with Purpose
Select the program that aligns with your specific financial strategy.
Cash-Out Refinance
A Cash-Out Refinance allows you to convert your home’s equity into cash, enabling you to take control of your financial future.
- Finance home improvement projects
- Consolidate high-interest debt
- Secure a lower overall interest rate
Home Equity Line of Credit (HELOC)
Flexible funding when you need it. A HELOC offers you a low-interest credit line that acts like a safety net for your needs.
- Flexible usage with no limitations
- Increased credit limits based on equity
- Minimal or no origination fees
FHA Streamline Refinance
The fastest way to lower your FHA mortgage payment. Designed for existing FHA homeowners looking for speed and simplicity.
- No appraisal needed in most cases
- Flexible qualification criteria
- Fewer documents required for approval
Why Refinance with United Financial?
Unbeatable Wholesale Rates
Receive the lowest wholesale rates from the nation’s TOP lenders. We shop the market so you don’t have to.
Low-Rate Lifetime Guarantee
Once you’re part of the United Financial family, we protect your rate for life. If rates drop, you benefit.
Expert Consultation
Our team of senior mortgage specialists provides personalized guidance for complex financial scenarios.
Our Low Rate Lifetime Guarantee
When you close your loan with United Financial you receive a lifetime of rate protection. You may qualify for the benefits of the Low-Rate Lifetime Promise any time after completing an application and qualifying for a new loan.
Lifetime Protection
Receive a Lifetime of Rate Protection from our senior specialists.
Zero Origination
We will refinance your loan without any origination fees when rates drop.
